question-circle I want to join a medical but I am already pregnant

13 years 10 months ago #232226 by Hasie.
Hi Lestyls,

You can go onto a medical aid (and I would advise it...) but they will not cover your pregnancy related doctors appointments or the birth of the baby. However your baby will then be covered from birth, so if there is any complications with baby and a NICU stay is needed, that will be covered.

It is worth it as they will cover you for normal gp visits for flu etc and baby if there is a problem with baby after the birth, the hospital can require that you put down around R55 000 before they admit baby to NICU. If you have already paid cash for the birth, that is not the kind of money that you want to fork out...

Good luck with the rest of your pregnancy and enjoy it!!!

Professional birth supporter / doula
Antenatal educator (Hypnobirthing practitioner)

www.BeautifullyBorn.co.za

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13 years 10 months ago #232217 by win123pha
hi Lestyls, most of the hospital/medical aid tell will not cover for your pregnancy now because the waiting period when you join is 12mnths!!!

but please find out first or do thorough check with them.

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13 years 11 months ago #230977 by lestyls
I am nearly 4 months pregnant and want to join a hospital plan/medical aid. Are there any that will take me on with this pre-existing condition?

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