Life Hospitals, Wilgeheuwel & Fourways

Thanks, I'm covered fully for all hospital expenses.

Ladies

you should get gap cover, tops up all medical plans for in hospital procedures to 6 times the scheme rate for the whole family, prices range from R170 - R250 per family per month, depending how much add-ons on top of the 6 times you want.

So any in hospital procedure, you can use gap to settle shortfalls or short payments by your scheme, if you join now they probably will give you waiting periods but its worth a try. and great for future in hospital procedures.

Thank you and all the best to you too.

You're almost there. Less than halfway to go... Lol.

Ok cool, your plan sounds similar to mine. Good luck, I hope you have a wonderful pregnancy

Nope, changed plans... New job...
I have done some enquiring now.

So I am covered 200% of the medical aid Rate. Hospitalisation is completely covered.

My 1st check-up will cost me R1400 cash. Lol
I booked with Dr Packirisamy at Wilgeheuwel. Earliest appointment I could get...

Once there will ask all the questions...

Thank you soooo much for all your help.

I suppose it depends on your medical aid? If you are still on the same plan with the same medical aid you can sort of get a feeling for what will be covered based on your previous experience.

I think you will need to find out from your medical aid:
1. what is their medical aid rate for a gynae consult
2. on your particular plan, are you covered for 100, 200 or 300% of the medical aid rate
3. if you are covered 100% for in-hospital expenses

Then find out from the doctor at fourways/wilgeheuwel what their rate is. On a decent plan you should be covered 100% for all in-hospital expenses, so you should rather be worried about costs during the pregnancy rather than costs in the hospital.

Just out of interest sake, for Dr Wypkema the current rates are:
1st scan (6 - 8 weeks): R1755
12 week scan: R1000
21 week scan: R1495
32 week scan: R1100
All other visits: R600 each

These prices include urine tests, sonars, photos (printed as well as on a cd) and 4d scans every time. It excludes any blood work that you need to do at Lancet Labs.

Think what is worrying me is the surprise fees after birth.. Lol.. I don't mind paying for the consults and scans.. second time around and still so nervous..